The Wang family's mansion!
Zhang Zhengdao stared wide-eyed into the distance: "Shouldn't it, bank loan business? Why? Is it possible to take out the money that went into Wang Ke's pocket? Or did he take the initiative to take it out? This shouldn't be! What is his heart like when he is black, and will he lend out the money? Are you dreaming?"
Another small courtyard.
"Does Wang want to lend usury? This thing still works in the mortal realm, but it won't work in the immortal cultivation world. Mo Sanshan said blankly.
In the distance, Wang Ke looked at the boiling demons below.
"Have you ever been short of money?" Wang Ke looked at the disciples of the Demon Sect.
"Yes!" Almost all the demons shouted.
"Hahaha, in the future, with my God King Company, you will no longer be lacking!" Wang Ke laughed.
Many people looked at Wang Ke expectantly.
"Wang Ke, you lent my money, how can you protect my parents and nephews!" Sha Lao Er on the side suddenly became worried.
"Haha, don't worry, storage and loans are not contradictory, do you think I lent your money, and the person who borrowed the money won't pay it back?" Wang Ke laughed.
Below, many people were silent for a while, why should we pay back the money we borrowed based on our ability? Of course, this cannot be said clearly, and we will talk about it when we borrow it.
"Will you pay it back?" Sha Lao Er said a little uncertainly.
"Of course, do you think you can borrow this money? He didn't have an excess collateral, and the God King Company was not wronged! Why borrow money? The premise of our borrowing money is that we can guarantee that he can repay the money! Otherwise, what should I do if I have bad debts?" Wang Ke explained.
"Collateral?" Sha Lao Er was stunned.
"Yes, for example, if someone wants to borrow ten thousand pounds of spirit stones, then he doesn't take the collateral, how can I rest assured that I will lend it to him? As long as the collateral is stored in the God King Company, the God King Company will borrow it! To borrow 10,000 pounds of spirit stones, you must mortgage things worth 20,000 pounds of spirit stones, such as magic weapons, elixirs, weapons, formations, etc., if anyone doesn't pay back, I will sell the collateral at half price, it shouldn't be difficult, right?" Wang Ke asked.
"Sell at half price? It's not difficult, it's not difficult!" Sha Lao Er nodded blankly.
"Wang Ke, why do you need collateral?" An evil spirit said uncomfortably.
"You urgently need money, don't you want to pay it back? Shenwang Company is not a charity, it is a formal company! If you don't have collateral, who will lend you money?" Wang Ke asked.
The evil spirit's face froze, I wasn't ready to pay back the money!
Zhang Zhengdao in the distance sighed: "I just said, I thought Wang Ke was crazy about giving money to others, especially double the value of collateral, you are really black, others can't pay back the money, you will earn double! What kind of half-price sell, fart, when did I see you lose money?"
"Wang Ke, what is the difference between you and some usurers?" An evil spirit said uncomfortably.
"Don't worry, we are a banking business, and the loan interest is very low! Unlike usury, everyone can afford to borrow! It's a healthy company! Don't worry, it's definitely not usury! The interest on the loan varies depending on the duration, and the interest rate is only 3% for a low year! Up to 8% interest per year! We all have clear rules and regulations!" Wang Ke said solemnly.
Below, there was a sudden silence. 3% interest? It's really not high! But how do you make money?
In the distance, many demons showed dissatisfaction, but some demons showed expectations, after all, this loan business is really good. The interest is not high, just mortgage some things yourself and pay them back later!
"Did you see that the money you came to deposit did not go into my pocket, I lent it all to you, and it is still in your pocket! My Shenwang company doesn't make money, it just earns some hard work and management fees! That little interest is just for you to run before and after the staff, and you can add an extra chicken leg money when eating! We don't make money!" Wang Ke said.
Hearing Wang Ke's description, everyone was silent for a while, as if Wang Ke really only earned management fees and a little interest!
Really not making money?
Including Zhang Zhengdao and others in the distance, they all showed puzzled expressions. This money-making speed is far inferior to insurance, what can this interest do? Wang Ke, this bank can't do it!
Wang Ke didn't explain the turnover rate to everyone, although each deposit and loan doesn't make much, but the bank's money is high turnover, specially, a deposit and loan earns 10%, if it can be turned over ten times a year, isn't it all earned back? It doubled in two years! Take your time, how deep is the water in it, how can I tell you?
The place of the Wang family's mansion.
"Brother Wang's banking business really doesn't seem to make much money, and the little management fee and interest he earns is enough for his subordinates to spend before and after, right?" A righteous disciple frowned.
"Brother Wang never does things to make money! Do you think selling insurance is really to make money? That is to give the martyrs a guarantee! What is this bank? It is so that people who are short of money at critical moments of practice can no longer worry about money! It also gives everyone a new allocation of assets! Protect your family and give you happiness in the future!" Zhao Si pondered.
Zhang Zhengdao frowned and thought deeply, because Zhang Zhengdao knew Wang Ke best, specially, if he didn't make money, why was Wang Ke so busy? This banking business is obviously more troublesome than insurance, and it will involve cumbersome things such as appraisal, mortgage, custody, auction, etc. in the future.
"Shouldn't it?" Zhang Zhengdao fell into deep thought.
In the distance, Wang saw that many people were moved and laughed immediately: "Everyone, I think many people are wondering why Shenwang Company is making so little money and working so hard? I have long said that Shenwang Company sells the future and happiness! Your happiness is the happiness of the God King Company! I hope that on the path of cultivation, you will not be troubled by healing, serious illness, or bottlenecks! I hope that the immortal cultivators of the hundred thousand mountains can no longer practice slowly because of money! I hope all brothers can have a happy spiritual journey! I hope there will be more smiles on your faces! I hope that the cultivation world of the Hundred Thousand Mountains will be more prosperous!"
As soon as Wang Ke's five hopes came out, many people were silent for a while, you Wang Ke, do you have such noble morals?
"Okay!" Tong An'an took the lead in shouting.
"Brother Wang, we support your God King Company!" A group of "supporters" below shouted.
"I want to save a sum of money in your Shenwang company!" Someone shouted.
"I want to borrow a sum of money from your God King Company!" Someone shouted again.
For a while, Wang Ke's banking business ignited everyone's enthusiasm, and many people became excited.
Of course, most of the people who started were Wang Ke's mahjong card friends.
In the distance, Mo Sanshan and Zhang Zhengdao looked at the picture in astonishment.
Above the building, the three hall masters had strange expressions.
"What kind of banking business is this, is it really favored by anyone?" Zi Bufan looked strange.
"I can't understand why, what is Wang Ke for!" Zhu Hongyi frowned.
The first hall master also frowned and wondered, obviously not understanding the meaning of this.
"Wang Ke!" A voice sounded.
As soon as this voice came out, everyone suddenly fell silent.
Wang Ke's face also changed, and he turned his head to look at the demon venerable at the top of the building: "Yes! What did the Demon Lord order?"
Everyone looked at the Demon Venerable.
"Is your banking business real?" The Demon Venerable asked in a deep voice.
"What my subordinates said is true, just like selling insurance at the beginning, reputation is the first! There is no moisture at all! Please rest assured! If there is a little water, my king can beg a hundred thousand mountains, both righteousness and demons, to hunt me down together!" Wang Ke shouted forcefully.
"Okay! I believe what you say! In this battle of righteous demons, there must be many disciples of the Demon Sect who are short of medicine due to injuries, because of the lack of elixirs, and for various reasons, they are in urgent need of spirit stones! The Demon Sect has the rules of the Demon Sect, and the deity cannot review the rewards one by one, otherwise it will be unfair! Your bank can solve the worries of the Demon Sect! I want to deposit five million pounds of spirit stones in the God King Company! It is convenient for you, and you can lend it to the disciples of the Demon Sect as soon as possible!" Let my demon disciples get rid of their troubles as soon as possible and recover their vitality as soon as possible!" The Demon Venerable said in a deep voice.
"Wow!" There was an uproar in all directions.
Five million pounds of spirit stones? The Demon Lord came to deposit? Is it really fake?
In the distance, the Wang family's mansion, a group of righteous disciples also stared wide-eyed.
Only Zhang Zhengdao "snapped" and sucked it on his mouth.
"I'm so neurotic, and I still suspect that banking is not profitable? I'm sick, I haven't started absorbing storage yet, and five million pounds of spirit stones have been smashed over? I'm still too tender than making money!" Zhang Zhengdao is in self-criticism.
In the distance, Wang Ke looked at the Demon Venerable on the building, and also looked stunned, this banking business is a slow process, I am ready to slowly rely on the first batch of people who deposit loans to make a reputation, the Demon Venerable smashed five million pounds of spirit stones at once, it was too sudden.
"Yes, thank you Demon Venerable! His subordinates will definitely live up to the high expectations of the Demon Lord and lend out these five million pounds of spirit stones as quickly as possible!" Wang Ke bowed excitedly.
With the living advertisement of Demon Venerable, who dares to suspect that there is something wrong with the banking business! This advertising fee is more than a million pounds of spirit stones!
For a while, many people who had doubts about the "banking business" of the God King Company instantly felt relieved and looked, even the Demon Venerable came to save money, what are we afraid of?
"Brother Wang, I also want to make a deposit, and I will withdraw the whole deposit to give my family a guarantee!"
"Brother Wang, I want a loan, I want a breakthrough with a sum of money!"
"Brother Wang, when can I get a loan!"
Suddenly, the lower part became lively.
"Everyone, don't worry, register first, register, approve, the funds will be approved soon, everyone, there is a staff member of my Shenwang Company over there, please go over there to register!" Wang Ke shouted excitedly.
Wang Ke's subordinates, among a group of Wang family children, who had long been skilled in business training, quickly set up a hundred tables and took out forms to fill out the forms for those who came to deposit and take out loans!
Tong An'an immediately arranged for people to maintain order, but at this time, there must be no problems.
Wang Ke smiled from ear to ear for a while. This time, it went too smoothly! The support of the Demon Venerable made him lose a lot of lips and tongues! As for whether it can make money? You are new to banking, you know what a fart! Go to my earth and ask, which bank doesn't make money? I still have a monopoly!
"Today's product launch conference ends here! Everyone, if you want to do banking business, go over there to register, and quit first!" Wang Ke saluted everyone.
On Sha Laoer's side, there were his subordinates who arranged the business to fill in, and the others had already arranged it, so Wang Ke naturally left the scene as soon as possible and went to accompany the Demon Venerable, the big financier, on the rooftop.
(End of this chapter)